Chicago IL
Snow Removal Contractor Insurance
As a snow-removal contractor here in Chicago IL, you want to make sure that you
understand what the best practices are regarding insurance for snow removal contractors. ContractorsInsuranceChicagoIL.com
specializes in Illinois contractors insurance for Metro Chicago snow-removal contractors.
Our program for snow-removal contractors in Illinois was built on
having local roots in Metro Chicago as well as years of insurance industry expertise.
That perspective allows us unique insight into the special insurance needs of snow removal contractors.
Insurance For Snow Removal Contractors in Chicago
We insure the Chicago IL snow-removal contractor who is an artisan - light industrial, residential or commercial. This category applies to contractors involved in snow plowing residential driveways, parking lots, with generally very limited road work; municipal and county roads are generally much more difficult to place. Some insurance companies will endorse on snow plow liability to your contractor’s general liability policy - this generally provides limited coverage; while many companies exclude this portion of your business – another way to insure this risk is to have a separate seasonal policy for snowplowing. Under this scenario, you will be charged for the number of trucks that you use. This type of policy is seasonal, and begins from the time you sign until the end of the snow season. Please call or office to discuss the intricacies of placing this coverage, as there are advantages and disadvantages to each scenario.
Our mission is to put your business in the most affordable of the class codes. While we have a number of companies that write this line of general liability, please let us know if your
operations include a significant portion of work outside of Illinois, or if there are unique risk characteristics.
We can provide coverage for a snow-removal contractor on either a standalone basis, or as part of a package. Generally a snow-removal contractor will require a number
of different coverage parts or insurance policies to adequately cover the types of risk and exposure that are inherent to being a snow-removal contractor here in Chicago IL.
These policies or coverage parts generally include but are not limited to:
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